Friday, February 19, 2010

Money- Do I Have a Clue?

Dave Ramsey (well known financial planner and Christian) talks about saving and clearing up debt and finally being able to bless others.

I loved his book, Total Money Makeover, and have tried to implement some of his plans (hard to do when me and the husband don't always see eye to eye on budget issues), but what am I really doing and why?

I saw a patent leather red hobo bag on TV today and thought, "I want that- I will get it soon".

Why?
Do I need it?
NOOOOOO
But is sure was purty.- (said with a southern drawl or like one of the Clampitts)

Say, I was able to clean up my credit, lived on a tight budget and really only bought anything out of necessity- shopped at the thrifts and realized the girls do not need as much clothing as they own.

After, when the smoke cleared would I continue living that way? Or would I revert back to shopping for red hobo bags that I do not need. Patent leather ones at that.

I would like to think I would never get another credit card, but would I spend any money we did have in the name of "I deserve it, I work hard and never splurge" or some such delusional justification?

Yes, I need to pay off the credit and limit spending wherever possible, but I need to change my mindset and like anything else, focus on Him.

There is a couple at church whom I have heard have taken a vow a long time ago to only buy from secondhand stores. All their clothes, belongings, furnishings. I thought it a little odd, but now - amazing and worthy of imitation.

I need to think on this and pray about it and will come back to you with a list of things I will implement to change things. It is time to clean up shop!



UP NEXT...... WHAT I REALLY THINK OF FACEBOOK AND WHY I DO NOT HAVE AN ACCOUNT.

3 comments:

  1. OOhh a red leather hobo bag??? Thats a hard one to pass up, but then again... Im NOT the one to go to when trying to save money.
    Xoxo

    ReplyDelete
  2. Has your husband read TMM? It's definitely good to be on board together financially. My husband is a Dave Ramsey freak! ;o)

    ReplyDelete
  3. Unfortunately, I haven't been able to get him to read it. I would love to be on the same page there.

    ReplyDelete

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